Five steps, handled from one office on Del Prado Blvd. At every stage you will know where your loan stands and who is working on it.
It starts with a free consultation, in the office or on the phone. We ask what you are trying to do, what you have to work with, and what is worrying you. No credit pull, no obligation.
A short free form gives us enough to match you with programs from our wholesale lenders. If something needs explaining, we call you rather than guess.
We send the checklist up front so nothing gets asked for twice. You upload everything straight to your loan file through our secure LendingPad portal.
Your file is processed in this office by a processor you can call directly. It is never subcontracted out of state, so we keep control of your closing date and your personal information.
Because we control the file, we control the closing date. We walk you through the closing figures before the day, and we are still here when it is time to refinance, buy again, or ask a question.
Send pay stubs, statements, and contracts straight to your loan file through our secure LendingPad portal. No email attachments, nothing sitting in an inbox.
Most mortgage companies send your file to a processing vendor, often in another state. When something stalls, nobody in the building knows where your file is, and your personal documents have left the company.
At Cape Coral Mortgage, processing happens down the hall. You talk directly to your loan processor, which stops the delays that can cost you the house and your deposit.
We only do in-house processing, so we have complete control of closing your loan. We never subcontract our processing, so your personal information stays with us. You talk directly to your loan processor, which stops delays in the closing process.
We believe in constant communication so that you always know what is going on with your loan, every step of the way. We answer and return your calls as soon as possible.
Yes. We will tell you the truth so you know exactly where you stand.
We will provide the best programs and rates for you, not the ones that give us the highest commissions. You will know all of your options, so there is no confusion.
Once your loan is underway, you can upload documents straight to your loan file through our secure LendingPad portal. Use the Upload Documents link at the top of any page.
A free consultation costs you nothing and tells you where you actually stand. Call during business hours and a person will pick up.