Seventeen Programs, One Person Handling Your File
We shop different wholesale lenders to get you the lowest possible rate. A broad lender panel also means an unusual file still has somewhere to go: self-employed, foreign national, investor, or a condo the agencies will not touch.
Buying 7 programs
Conventional Loans
Fannie Mae and Freddie Mac loans for buyers with established credit and income.
See if you qualifyFHA Loans
Lower down payment and more forgiving credit requirements for first-time buyers.
See if you qualifyVA Loans
For eligible service members and veterans. No down payment on qualifying purchases.
See if you qualifyUSDA Loans
Zero down payment financing in eligible rural areas of Florida.
See if you qualifyJumbo Loans
Above the conforming limit, which is where a lot of Cape Coral waterfront lands.
See if you qualifyFirst-Time Home Buyer
Programs built for a first purchase, walked through one step at a time.
See if you qualifyFlorida Hometown Heroes
Down payment and closing cost assistance for qualified Florida workers.
See if you qualifyRefinancing and Equity 3 programs
Refinance
Change the term, the rate structure, or the loan you were qualified for years ago.
See if you qualifyHELOC and Standalone Seconds
Borrow against the equity you already have, as a line of credit or a fixed second mortgage, and leave your first loan alone.
See if you qualifyReverse Mortgages
For homeowners 62 and older, turning home equity into cash or monthly income. Taxes, insurance, and upkeep stay with you.
See if you qualifySpecialty Programs 7 programs
Bank Statement Loans
For self-employed borrowers whose tax returns do not tell the whole story.
See if you qualifyInvestor Loans
Rental and investment property financing, qualified on the property where it fits.
See if you qualifyLLC and 1031 Exchange
Close in the entity. Structured for investors moving proceeds between properties.
See if you qualifyForeign National and Canadian Loans
Financing for non-resident buyers, typically with 30 percent down.
See if you qualifyNon-Warrantable Condos
Buildings the agencies will not lend on still have options through our panel.
See if you qualifyConstruction End Loans
Permanent financing once your new home is built. We finance the end loan, not the ground-up build.
See if you qualifyDown Payment Assistance
Assistance programs for qualified buyers, layered with the right first mortgage.
See if you qualifyWe Think Outside the Box
We shop different wholesale lenders to get you the lowest possible rate. Then we take the usual lender fees off the table, so it costs you less to close.
We Waive These Fees
Start With a Conversation, Not a Credit Pull
A free consultation costs you nothing and tells you where you actually stand. Call during business hours and a person will pick up.